Investing

Diversification has never been broken. What has happened – repeatedly – is that investors confuse long-term investment principles with short-term performance comparisons. When one market, sector, or style dominates for extended periods, diversification can feel unnecessary or even counterproductive. But history and data are clear: diversification works over the long haul, even when it temporarily … Read more

There are very few investment visuals that tell the truth as clearly as this one. The annual asset class performance chart shows how different parts of the market perform relative to one another each year. Rows represent calendar years. Columns represent major asset classes—U.S. stocks, international stocks, emerging markets, real estate, bonds, commodities, and cash. … Read more

“I wish I’d started saving earlier…” Ask most baby boomers about their most significant financial regret, and this one often tops the list. When you’re in your twenties, retirement feels like a lifetime away. Between student loans, high living costs, and uncertain job markets, investing may not seem like a priority. But delaying could be … Read more

The old adage, “it’s not about timing the market, but about time in the market,” has proven true again and again. Decades of research show that investors who remain invested in a well-diversified portfolio for the long run typically outperform those who try to predict short-term turning points. As a financial advisor over the past decade, one … Read more

There are many behavioral biases that impact our success as investors, and one of the more impactful ones is Action Bias. In this article, we’ll discuss what action bias is, and how it impacts investment decisions. Before we get started, please feel free to bookmark our other newsletters on investing and behavioral bias: 8 investor biases … Read more

While we’d all like to think that we are capable of handling the stock market on our own, investor biases play a big part in interfering with our ability to do so. Don’t let them! This article covers the eight major psychological investing biases that get in our way, and what to do about each … Read more

Confirmation bias affects many investors, and it often goes overlooked. In this blog we are going to talk about the definition of confirmation bias, and an example of how it may affect an investor. Lastly, we’ll discuss how to manage it and the role a financial advisor plays in helping clients manage confirmation bias. What … Read more

One of the newest investment vehicles on the scene is interval funds. We’ve found other discussions of interval funds to be quite uninformative. In this blog we’ll discuss what they are, what their inner workings typically look like, and when it does and does not make sense for an investor. Before we get started, you … Read more

Despite the availability of lower cost options, investors continue to buy A share mutual funds. They shouldn’t. In this blog we’ll talk about why we think investors should run away as fast as they can from A share mutual funds, and we’ll refute the fake logic of the hollow sales pitches that people are often … Read more